Nisha Goyal, Small Business Banker

Nisha Goyal

Vice President
Small Business Banker
3030 Windy Hill Rd
Marietta, GA 30067
678.784.0570
Schedule an appointment Contact me

Welcome to Bank of America Small Business. With 13 years of banking experience, I work with businesses in the Marietta and West Cobb areas. I am committed to understanding what makes your business unique, so I can deliver financial solutions that help you grow, manage and protect your business while planning for the future.

I am a graduate of India and received a Masters of Business Administration from India. In my spare time I enjoy cooking, music, spending time with my family, and traveling. I am a member of the Leadership, Education, Advocacy and Development for Women Network at Bank of America, and supporter of the March of Dimes Foundation, St. Jude Children's Research Hospital, and United Way.

As a business owner, you need a Small Business Banker who understands your local market — someone who can provide you with the personal service you need to help protect and grow the business you've worked so hard to build.

February 2018

  • Help your employees’ retirement confidence — and yours

    As you shape the vision of your business, don’t lose sight of retirement.
    Read more
  • Reach and influence customers with social media

    Adapt your marketing plans to reach your audience in the right social media channels.
    Learn more
  • Winning shoppers doesn’t mean lowering prices

    Having the right pricing, product mix and promotion is key to healthy cash flow.
    Read more

Attract talent — and boost confidence — with retirement benefits

A recent survey found that fewer than 1 in 5 U.S. adults are very confident they’ll have the savings they need in retirement.* And it’s not just those nearing retirement who have concerns: One quarter of Millennials consider saving for retirement their biggest financial challenge.

This means that, not only do you have to focus on preparing for retirement while running your business, you also need to understand how your employees might rely on you to help them reach their retirement goals.

Confidence in savings by generation

Source: Lightspeed/Mintel, Retirement Planning – U.S. November 2017

Part of your business strategy

After seeing the impact of the recession, Millennials take retirement planning more seriously than previous generations did at the same age. Almost half of Millennials surveyed were interested in learning more about retirement planning. Businesses have a real opportunity to attract new talent by offering education for retirement planning as a benefit.

Confidence in savings by generation

Source: Lightspeed/Mintel, Retirement Planning – U.S. November 2017

This doesn’t just apply to younger employees. Most working adults don’t believe Social Security will be there for them, and are looking for ways to take control of their retirement savings. Offering retirement benefits can give you an edge in the competition for skilled employees.

Where to start

As you envision how to grow your business, make sure you keep retirement plans in sight. If you don’t have one already, now’s the time to start thinking about a retirement plan for you and your employees.

Merrill Edge provides online retirement calculators and articles to help you plan for your individual retirement needs. Also, if you’re looking for help with cash flow and retirement strategies for your business, be sure to contact your Small Business Banker.

Source: Lightspeed/Mintel, Retirement Planning – U.S. November 2017

 

Source: Merrill Edge® Personal Retirement Calculator

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Let me help your business grow.

Schedule an appointmentContact me or call 678.784.0570