Nisha Goyal, Small Business Banker

Nisha Goyal

Vice President
Small Business Banker
3030 Windy Hill Rd
Marietta, GA 30067
678.784.0570
Schedule an appointment Contact me

Welcome to Bank of America Small Business. With 12 years of banking experience, I work with businesses in the Marietta and West Cobb areas. I am committed to understanding what makes your business unique, so I can deliver financial solutions that help you grow, manage and protect your business while planning for the future.

I am a graduate of India and received a Masters of Business Administration from India. In my spare time I enjoy cooking, music, spending time with my family, and traveling. I am a member of the Leadership, Education, Advocacy and Development for Women Network at Bank of America, and supporter of the March of Dimes Foundation, St. Jude Children's Research Hospital, and United Way.

As a business owner, you need a Small Business Banker who understands your local market — someone who can provide you with the personal service you need to help protect and grow the business you've worked so hard to build.

November 2017

  • Protect your sales from fraud this holiday season

    Learn how to combat the top threats to your end-of-year success.
    Read more
  • Will consumer confidence boost your holiday retail sales?

    U.S. e-commerce sales predicted to jump 16.6% during the 2017 holiday season.
    Learn more
  • From plate to post: Food service and social media

    Social media users prefer posting positive dining experiences. How can franchisees and local restaurants create the buzz to get more “likes”?
    Learn more

Study shows global fraud increased by 31% during 2016 holiday season

The upcoming holiday season will make or break businesses dependent on shoppers to drive revenue and ensure success in the new year. According to benchmark data of top global merchants compiled by ACI Worldwide,* 2016 holiday fraud attempts increased 31%, while the number of overall transactions increased by 16%.

Do you know how to protect your business from point-of-sale fraud?

If you count on the holidays to make annual projections and to have cash needed for the coming year's investments, count on these tips to keep more of the holiday sales you ring up:

  • Change default passwords before using a new point-of-sale device or system. Incorporate uppercase letters, numbers and symbols, avoiding common or easy-to-guess passwords.
  • Educate employees to spot suspicious transactions, compare signatures on the back of the card used and the sales receipt, and obtain signatures on contracts and sales orders when appropriate.
  • Maintain terminal safety by regularly inspecting all point-of-sale devices or systems for signs of tampering. If you suspect tampering, contact your merchant services provider.
  • Don't allow associates to browse the internet on point-of-sale systems as they could accidentally download malware or a virus.
  • Install point-of-sale and firewall updates to prevent malware attacks.

Discover more tips for fraud prevention

*Global fraud attempts increased by 31% during holiday shopping season, January 17, 2017 ACI Worldwide

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Schedule an appointmentContact me or call 678.784.0570